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This part of policy pays to repair or rebuild your home if it is damaged or destroyed by fire, hurricane, hail, lightning or other disaster listed in your policy. It will not pay for damage caused by a flood, earthquake or routine wear and tear. Flood and earthquake perils could be covered under separate insurance policies.
Your furniture, clothes, sports equipment and other personal items are covered if they are stolen or destroyed by fire,hurricane or other insured disaster.
Liability covers you against lawsuits for bodily injury or property damage that you or family members cause to other people. It also pays for damage caused by your pets.
For any customer service or any additional information please call 310-900-1400 or 877-900-1401.